Expertise

Financial regulatory law is complex and very detailed. We specialize in the Dutch Financial Supervision Act (Wet op het financieel toezicht (Wft)) as well as all European financial regulatory law directives and regulations.

Banks

  • capital requirements, consolidated supervision and governance (CRD IV/CRR)
  • banking union (SSM/SRM)
  • recovery and resolution plans (BRRD)
  • credit: offering, advising and intermediation (CCD and MCD)

Investment management

  • investment services (MiFID II/MiFIR)
  • investment funds (AIFMD and UCITS)
  • clearing and settlement
  • custody and asset segregation

Insurers

  • solvability requirements, group supervision and governance (Solvency II)
  • portfolio transfer
  • insurance distribution (IDD)

Payments

  • payment services (PSD and PSD2)
  • payment processing institutions and financial market infrastructures (PFMIs)
  • crowdfunding and fintech

Capital markets

  • issuance of securities (Prospectus Directive)
  • inside information and market manipulation (MAD/MAR)
  • derivatives (EMIR, ISDA)
  • Benchmark Regulation
  • Credit Rating Agency Regulation

Integrity

  • customer due diligence, anti-money laundering and terrorism financing (Wwft and Sanction Act)
  • systematic integrity risk analysis (SIRA)
  • trust office services (Wtt 2018)